What Kind of Insurance Do I Need for a Directional Drilling Business?
- Nate Jones
- Jul 13
- 2 min read
Starting or operating a directional drilling business—especially in the fiber optic installation space—comes with unique risks. Whether you're drilling under roads, sidewalks, or private property, one wrong move can lead to costly damage or liability. That’s why having the right insurance coverage is not just smart—it’s essential.
In this post, we’ll break down the types of insurance you need to protect your directional drilling business and how Excavating Insurance Partners can help you get covered.
Why Specialized Insurance Matters
Directional drilling, also known as horizontal directional drilling (HDD), involves complex underground work. General contractors insurance often doesn’t cover the specific risks associated with fiber optic cable installation, such as:
Striking underground utilities
Equipment damage or theft
Crew injuries on-site
Environmental contamination
That’s why you need an insurance partner who understands the fiber optic and telecommunications industry—like Excavating Insurance Partners.
Essential Insurance Policies for Directional Drilling Businesses
Here are the core types of insurance you’ll need:
Protects your business from third-party claims of bodily injury, property damage, or personal injury. For example, if your drill hits a water main or damages a homeowner’s property, this policy covers the costs.
Covers your drilling rigs, mud systems, and locating tools from theft, vandalism, or accidental damage—whether on-site or in transit.
If you use trucks or trailers to haul your equipment, you’ll need commercial auto coverage. This includes liability, collision, and comprehensive protection.
Required in most states, this covers medical expenses and lost wages if an employee is injured on the job.
Covers tools and equipment while they’re being transported or temporarily stored off-site.
Directional drilling can sometimes lead to environmental contamination. This policy protects you from cleanup costs and legal claims.
👉 Get a custom quote today from Excavating Insurance Partners and work with an agency that specializes in fiber optic drilling insurance.
External Resources to Help You Get Started
Final Thoughts
Insurance isn’t just a checkbox—it’s a critical part of your business strategy. With the right coverage, you can focus on growing your directional drilling business without worrying about unexpected setbacks.
At Excavating Insurance Partners, we help you find the right insurance program for your fiber optic drilling business—whether you’re just starting out or scaling up.
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