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General Liability insurance for Excavating

Excavating Contractors are often required to have general liability insurance which is also referred to as excavating liability insurance because as a subcontractor they are liable for their their work. 

Usually, the minimum general liability insurance for excavating contractors is $1,000,000. Most General Contractors require $1,000,000 in coverage prior to allowing you to operate on a job site. 


Call us at 317-942-0549

Guaranteed we will answer on the first call or call you back within 30 minutes.

or request an excavating insurance quote below:

What does general liability insurance for excavator contractors cover?

  • An excavating contractor faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.  

  • Excavator Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since excavators are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for excavators. 

How much does excavating liability insurance cost? 

  • Liability insurance for an excavator contractor varies on your specific operations, projected revenue, projected payroll, and scope of work. Since we work with numerous excavating insurance company's, we will provide multiple excavating insurance quotes to find you the best rate and coverage possible. 

Types of Excavating Companies we work with: 

  • Land Clearing Contractor

  • Grading Contractor

  • Basement Digging

  • Foundation Grading

  • Directional Boring Contractor

  • Water Main Contractor

  • Septic Installation Contractor

  • Trenching Contractor

  • Right of Way Clearing Contractor

  • Demolition Contractor Insurance

  • Tree Removal Contractor

  • Dump Truck Insurance

  • Driveway Grading

  • Farm Tile Repair and Installation

  • Utility Installation

  • Site Preparation and Development

  • Pond Excavating

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free excavating contractor insurance quote. 

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