What Is the Best Insurance for Fiber Optic Contractors?
- Nate Jones
- Aug 13
- 2 min read
If you’re a fiber optic contractor or planning to start a directional drilling business, one of the most important decisions you’ll make is choosing the right insurance. Fiber optic installation involves specialized work, often using horizontal directional drilling (HDD), which comes with unique risks. That’s why you need an insurance partner who understands your industry inside and out.
At Excavating Insurance Partners, we focus exclusively on helping fiber optic and directional drilling businesses get the coverage they need to operate safely and profitably.
Why Fiber Optic Contractors Need Specialized Insurance
Fiber optic installation isn’t like general construction. You’re working underground, near utilities, and often under tight deadlines. Common risks include:
Utility Strikes – Accidentally hitting gas, water, or electrical lines can lead to massive claims.
Property Damage – Drilling near homes, businesses, or roads increases liability exposure.
Employee Injuries – Heavy equipment and hazardous environments make safety critical.
Equipment Theft or Damage – Drilling rigs and reels are expensive to replace.
Without the right insurance, one mistake could cost your business thousands—or even shut it down.
At Excavating Insurance Partners, we help you build a custom insurance program that fits your business. Here are the core policies every fiber optic contractor should consider:
Protects against third-party bodily injury and property damage claims. Essential for any contractor.
Covers medical expenses and lost wages for employees injured on the job. Required in most states.
Covers vehicles used to transport crews and equipment.
Protects tools and equipment in transit or stored off-site.
Covers mistakes in installation or design that lead to costly issues.
Adds extra protection beyond your general liability limits.
7. Cyber Liability
Protects against data breaches and cyberattacks—important if you handle client data.
Why Choose Excavating Insurance Partners?
Unlike general insurance agencies, we specialize in fiber optic and directional drilling businesses. That means:
Industry Expertise – We understand the risks of underground utility work.
Tailored Coverage – Policies designed specifically for fiber optic contractors.
Competitive Rates – We work with top carriers to get you the best value.
Fast Certificates – Keep your projects moving without delays.
👉 Get a Free Quote Today and protect your business with an insurance partner who knows your industry.
Frequently Asked Questions (FAQs)
How much does fiber optic contractor insurance cost? Costs vary based on coverage, location, and business size. We’ll help you find the most affordable option without sacrificing protection.
Can I bundle all my coverages? Yes! We create custom packages for fiber optic and directional drilling businesses.
What happens if I hit a utility line? Our specialized policies can help cover damages and legal costs.
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