Equipment Insurance for Water Well Drillers: What’s Covered?
- Nate Jones
- Sep 30
- 2 min read
Water well drilling contractors operate in a high-risk, equipment-intensive industry. From drill rigs and compressors to service trucks and trailers, your tools are the backbone of your business. But what happens when they break down, get damaged, or are stolen? That’s where equipment insurance and commercial auto coverage come in.
At Excavating Insurance Partners, we specialize in providing tailored business insurance solutions for water well drilling contractors across the United States. Whether you're installing irrigation wells or replacing water pumps, having the right coverage ensures your operations stay protected and profitable.
Why Equipment Insurance Matters
Water well drilling equipment is expensive, specialized, and often exposed to harsh environments. Equipment insurance helps cover:
Physical damage from accidents, fire, or vandalism
Theft of tools, machinery, or rigs from job sites or storage
Breakdowns that interrupt operations
Transit-related losses when moving equipment between sites
This coverage typically falls under Inland Marine Insurance, which protects mobile equipment and tools not confined to a single location. It’s essential for contractors who frequently transport gear across job sites.
According to EK Insurance, equipment insurance can cover everything from your drilling rig to small tools, ensuring you’re not left footing the bill for unexpected damage or loss.
What’s Covered Under Equipment Insurance?
Here’s a breakdown of what’s typically included:
Drill rigs and compressors
Water pumps and installation tools
Trailers and transport equipment
Miscellaneous tools and machinery
Installation coverage for equipment being set up on-site
Loss of income due to damaged or unusable equipment
Coverage can be customized based on your operations, whether you’re working on residential wells or large-scale irrigation projects.
Commercial Auto Insurance for Drilling Contractors
Your vehicles are just as critical as your equipment. From hauling gear to reaching remote sites, your fleet needs protection too. Commercial auto insurance covers:
Accidents and collisions
Vehicle theft or vandalism
Third-party liability claims
Medical expenses from auto-related injuries
Standard personal auto policies won’t cover business use, which is why commercial auto insurance is a must for contractors. Excavating Insurance Partners offers policies that protect your trucks, trailers, and service vehicles so you can stay mobile and compliant.
As noted by Pyron Group, this coverage is vital for businesses that rely on transportation to deliver services and equipment.
Why Choose Excavating Insurance Partners?
We understand the unique risks faced by water well drilling contractors. Our insurance solutions include:
Commercial Auto
Equipment & Inland Marine Insurance
We work with companies nationwide, offering personalized coverage that meets your operational needs and budget. Whether you're drilling new wells or servicing existing ones, Excavating Insurance Partners ensures your business is protected from the ground up.
Final Thoughts
Water well drilling is a demanding industry. Don’t let equipment failure or vehicle accidents derail your operations. With the right insurance coverage, you can focus on delivering clean, reliable water—while we handle the risks.
Need coverage? Contact Excavating Insurance Partners today to get a quote tailored to your business.
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