Looking for Site Preparation Contractor insurance in Missouri for your site preparation business? Our Excavating Insurance Partners are available to help you with a free site preparation contractor insurance quote in Missouri. Having the correct site preparation construction Insurance Policy is super important to your business.

Types of Site Preparation Contractors we work with:​

• Land Clearing  

• Grading of Land 

• Excavation 

• Underground Utility Installation  

• Directional Boring  

• Trenching 

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What does Site Preparation Business Insurance Cover?

• Contractor General Liability Insurance

  • A site preparation business faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.  

  • Site Preparation Contractor Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since site preparation contractors are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for site preparation businesses. 

• Contractor Equipment Insurance or Inland Marine Insurance

  • As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your site preparation business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment. 

  • Since site preparation companies are digging, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for site preparation business is important. ​

  • Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy. 

• Commercial Auto Insurance for Site Preparation

  • Most site preparation contractors use Vac Trucks, dump trucks, tractors, and trucks during the course of construction. Insuring your trucks on a commercial auto insurance policy will protect your business ​from auto related claims. 

• Bonds

  • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

  • Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Excavating Insurance Partners we can help you find the most inexpensive and comprehensive site preparation contractor insurance policy in Missouri. We focus in the construction industry and helping site preparation contractors in Missouri. We are transparent and helpful through this process for your business. 

Excavating Insurance Partners focuses on site preparation contractor insurance​

Kansas City - Springfield - Independence - St. Louis - Lee's Summit - O'Fallon

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free site preparation contractor insurance quote.