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Septic Installation Contractor Insurance in


Installation Power Buggy Rental

Looking for septic installation contractor insurance in Florida for your construction or excavating business? Our Excavating Insurance Partners are available to help you 24/7 for a free septic contractor insurance quote in Florida. Having the correct Septic System Insurance Policy (also called an Excavating Insurance Policy) is super important to your business.

Types of Septic Contractors we work with:

  • Septic Installation

  • Septic Repair and Replacement

  • Septic Tank Replacement

  • Sewer Contractor

  • Septic System Installation for New Build

What does Septic Contractor Insurance Cover?

  • Septic Contractor General Liability Insurance

    • A septic contractor faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.  

    • Septic Contractor Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since septic installing businesses are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for septic installation businesses. 

  • Septic Contractor Equipment Insurance or Inland Marine Insurance

    • As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your septic system business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment. 

    • Since septic installation companies are digging, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims. 

  • Septic Contractor Workers Compensation Insurance

    • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for septic installation business is important. ​

    • Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy. 

  • Commercial Auto Insurance for Septic Contractor 

    • Most septic contractors use dump trucks, tractors, and trucks during the course of construction. Insuring your trucks on a commercial auto insurance policy will protect your business ​from auto related claims. 

  • Bonds

    • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

    • Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Excavating Insurance Partners we can help you find the most inexpensive and comprehensive septic contractor insurance policy in Florida. We focus in the construction industry and helping septic contractors in Florida. We are transparent and helpful through this process for your business.

Excavating Insurance Partners focuses on Florida septic contractor insurance​

Miami - Tampa - Orlando - Jacksonville - St. Petersbug - Tahallassee

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free septic installation contractor insurance quote. 


Our Septic Insurance Program offers world class services.

Certificates of Insurance

We provide COIs same day as requested

Claims Handling

We file all claims with our clients


Tailored Risk Management and Safety


Dedicated Service Representative


Contractor, Bid, & Performance Surety Bonds

Program Review

Yearly insurance and operations evaluation


  1. ​Request a Quote Below. 

  2. A member of our team will reach out to understand your operations and needs. 

  3. With our program, we will quote multiple insurance companies that focus in insurance for septic installation contractors. 

  4. We will provide a comprehensive proposal comparing your insurance quotes.

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link above to start your free septic contractor insurance quote. 

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