Hydro Excavation Business Insurance in
Michigan
Looking for Hydro Excavation Business Insurance in Michigan for your construction or excavating business? Our Excavating Insurance Partners are available to help you 24/7 for a free Hydro Excavation Business Insurance quote in Michigan. Having the correct Hydro Excavation Insurance Policy (also called an Excavating Insurance Policy) is super important to your business.
Types of Hydro Excavation Contractors we work with:
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Hydro Excavation
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Pipeline Jetting and Inspection
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Utility Line Locating, Jetting, and Inspection
What does Hydro Excavation Business Insurance Cover?
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Contractor General Liability Insurance
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A hydro excavation business faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.
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Hydro Excavation Contractor Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since hydro excavation contractors are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for hydro excavation businesses.
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Contractor Equipment Insurance or Inland Marine Insurance
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As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your hydro excavation business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment.
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Since hydro excavating companies are digging, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims.
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Workers Compensation Insurance
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If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for hydro excavation business is important.
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Even if your construction workers are paid 1099, you may need to insure them on a workers compensation policy.
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Commercial Auto Insurance for Hydro Excavation
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Most hydro excavation contractors use Vac Trucks, dump trucks, tractors, and trucks during the course of construction. Insuring your trucks on a commercial auto insurance policy will protect your business from auto related claims.
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Bonds
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License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working.
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Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job.
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At Excavating Insurance Partners we can help you find the most inexpensive and comprehensive hydro excavation insurance policy in Michigan. We focus in the construction industry and helping hydro excavation contractors in Michigan. We are transparent and helpful through this process for your business.
Excavating Insurance Partners focuses on hydro excavation contractor insurance
Detroit - Lansing - Grand Rapids - Kalamazoo - Ann Arbor - Saginaw
Free Assistance:
Give us a call today at 317-942-0549 or fill out the link below to start your free hydro excavation contractor insurance quote.
PROGRAM OVERVIEW
Our Excavation Insurance Program offers world class services.
Certificates of Insurance
We provide COIs same day as requested
Claims Handling
We file all claims with our clients
Safety
Tailored Risk Management and Safety
Service
Dedicated Service Representative
Bonds
Contractor, Bid, & Performance Surety Bonds
Program Review
Yearly insurance and operations evaluation
OUR PROCESS
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Request a Quote Below.
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A member of our team will reach out to understand your operations and needs.
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With our program, we will quote multiple insurance companies that focus in insurance for hydro excavation contractors.
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We will provide a comprehensive proposal comparing your insurance quotes.
Free Assistance:
Give us a call today at 317-942-0549 or fill out the link above to start your free hydro excavation contractor insurance quote.