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Heavy Equipment Insurance in


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Looking for heavy equipment insurance in Massachusetts for your construction or excavating business? Our Excavating Insurance Partners are available to help you for a free equipment insurance quote in Massachusetts. Having the correct Heavy Equipment Insurance Policy (also called an Excavating Insurance Policy) is super important to your business.

Types of Heavy Equipment we insure:

  • Excavator

  • Skid Steer

  • Bulldozer

  • Backhoe

  • Trencher

  • Land Grader

  • Forklift

  • Articulated Hauler

  • Compactors

  • Pile Driver

  • Directional Drill

What does Heavy Equipment Insurance Cover?

  • Heavy Equipment Liability Insurance

    • An excavating contractor faces liability risks every time they begin moving earth on a construction site. Some of these risks include unforeseen sub-surface conditions, hitting underground utilities, soil compaction, and grading property for water runoff.  

    • Heavy Equipment Liability Insurance covers losses associated with property damage and bodily injury you cause to a third party while you are in the course of construction. Since excavating businesses are usually subcontractors, your general contractor will require that you at least obtain $1M in General Liability Insurance for heavy equipment. 

  • Heavy Equipment Insurance (Contractors Equipment or Inland Marine Insurance)

    • As a construction company, your business has heavy expensive equipment. Insuring that equipment properly is important. Here are some examples of the risks that your land clearing business faces: trench collapses and equipment falls into trench, theft, and vandalism to equipment. 

    • Since heavy equipment companies are grading job sites, digging trenches, clearing land, and running underground pipes in preparation for foundations, this requires the operation of heavy equipment. Ensuring you have heavy equipment operators insurance is vital to preventing uninsured construction insurance claims. 

  • Property Insurance

    • If your construction business has a physical location where you are storing equipment, you will want to insure the building and equipment inside from exposure to loss. Your heavy equipment is needed to operate you business. If you don't have the money to replace all of your equipment, you will want insurance for heavy equipment. 

  • Workers Compensation Insurance

    • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for heavy equipment business is important. ​

  • Commercial Auto Insurance

    • Most heavy equipment contractors use dump trucks, tractors, and trucks during the course of construction. Insuring your trucks on a commercial auto insurance policy will protect your business ​from auto related claims. 

  • Bonds

    • License and permit bonds. If you are working on public jobs, you may need a license and permit bond prior to working. 

    • Payment and Performance bonds. General Contractors and property owners may require a performance bond prior to starting a job. 

At Excavating Insurance Partners we can help you find the most inexpensive and comprehensive heavy equipment insurance policy in Massachusetts. We focus in the construction industry and helping heavy equipment contractors in Massachusetts. We are transparent and helpful through this process for your business.

Excavating Insurance Partners focuses on Massachusetts heavy equipment insurance​

Boston - Worcester - Springfield - Cambridge - Lowell - Brockton

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link below to start your free heavy equipment insurance quote. 


Our Heavy Equipment Insurance Program offers world class services.

Certificates of Insurance

We provide COIs same day as requested

Claims Handling

We file all claims with our clients


Tailored Risk Management and Safety


Dedicated Service Representative


Contractor, Bid, & Performance Surety Bonds

Program Review

Yearly insurance and operations evaluation


  1. ​Request a Quote Below. 

  2. A member of our team will reach out to understand your operations and needs. 

  3. With our program, we will quote multiple insurance companies that focus in insurance for heavy equipment contractors. 

  4. We will provide a comprehensive proposal comparing your insurance quotes.

Free Assistance:

Give us a call today at 317-942-0549 or fill out the link above to start your free heavy equipment contractor insurance quote. 

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